What’s My Debt-to-Income (DTI) Ratio?
Debt-to-Income (DTI) is one of the many new mortgage related terms many First-Time Home Buyers will get use to hearing. DTI is a component…
Read MoreCalculating Loan-to-Value (LTV)
Understanding the definition of Loan-to-Value (LTV), and how it impacts a mortgage approval, will help you determine what type of loan amount and program…
Read MoreCommon Documents Required For A Mortgage Pre-Approval
It's important to know what documents are required for a mortgage pre-approval. Even though many lenders are still quoting quick 10 minute pre-qualifications over…
Read MoreTop Mortgage Terms To Know
While most mortgage web sites offer a glossary containing hundreds of real estate and lending related terms, we wanted to highlight the top terms…
Read MoreWho Owns My Home If I Have A Mortgage?
A common question I see is: Who owns my home if I have a mortgage? Many borrowers believe that when they purchases a property…
Read MoreFHA 203k Rehab and Renovation Loan – Texas
The FHA 203k loan allows you to purchase one of these properties and roll the cost of the repairs into the loan. The loan…
Read MoreThe FHA 203k Loan Overview
The 203k Renovation Loan is a great way to purchase a new home in need of repairs or renovate your current home. Think of…
Read MoreLower Mortgage Rates – Texas
In case you haven't caught the news, home loan rates have done it again, dropping to their lowest level...ever. Not only has the 30…
Read MoreUSDA Changes Make “Rural” Homes More Accessible – Texas
Zero-down home loan programs in Texas are few and far between these days, but one that remains available might be of interest to you…
Read MoreObtaining a Mortgage Loan after a Bankruptcy – Texas
If you have had to declare bankruptcy in Texas you are not ineligible for a mortgage loan. For the most part it’s just a…
Read More