What Does Title Insurance Protect Me From?
By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever…
Read MoreExpert guidance
Latest Articles
Clear answers and practical insights for renovation financing, homeownership, and the mortgage process.
Understanding the FHA Mortgage Insurance Premium (MIP)
Mortgage Insurance is a very important part of every FHA loan since a loan that only requires a 3.5% down payment is generally viewed…
Read MoreFirst-Time Home Buyer Checklist
Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed…
Read MoreShould I Refinance or Get a HELOC For Home Improvements?
For homeowners interested in making some property improvements without tapping into their savings or investment accounts, the two main options are to either take…
Read MoreCalculating The Net Benefit Of A Refinance Transaction
Calculating the net benefit of refinancing can be a challenging task if you do not understand what to calculate. We are going to focus…
Read MoreUnderstanding the Difference Between an Appraisal vs Neighborhood Listing Prices
Why is there such a difference between what my appraised value is and the price similar homes are selling for on my street?
Read MoreMaking Sure Your Cash-To-Close Comes From The Proper Source
Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process.
Read MoreTalk the Talk – Know the Mortgage Lingo at Closing
Many borrowers go through the closing process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek.
Read MoreFive Myths About Home Values
the actual appraisal process has changed very little over the course of the housing boom and bust cycle American homeowners witnessed between 2001 -…
Read MoreHow Do Mortgage Companies Value A Property That Has Not Been Built Yet?
Appraisals on homes that haven't been built yet generally require the contractor and home buyer to supply more documentation in order to get a…
Read More