{"id":20863,"date":"2013-12-09T21:39:52","date_gmt":"2013-12-09T21:39:52","guid":{"rendered":"http:\/\/203krehabnow.com\/?p=20863"},"modified":"2013-12-09T21:39:52","modified_gmt":"2013-12-09T21:39:52","slug":"choosing-your-fha-203k-lender-is-a-crucial-first-step","status":"publish","type":"post","link":"https:\/\/dev203k.orbitwebx.com\/dev203k\/choosing-your-fha-203k-lender-is-a-crucial-first-step\/","title":{"rendered":"Choosing Your FHA 203k Lender Is A Crucial First Step!"},"content":{"rendered":"

\"questionmark\"<\/a>There are a lot of moving parts with a FHA 203k loan so choosing your FHA 203k lender is a crucial first step.\u00a0 So…how do you know what lender is the best to work with?<\/em>\u00a0 In looking at the HUD endorsement report <\/a>I have to admit I was surprised at how many lenders are approved to do the FHA 203k loans <\/a>and what was more surprising was how few were actually done by the companies listed.<\/p>\n

It is important to work with a lender\/ loan officer that specializes in 203k renovation loans<\/strong>.\u00a0HomeBridge Financial Services\u00a0is the 3rd largest lender when it comes to FHA 203k loans in the country and we have an in house renovation department.<\/span> Our loans are not sent<\/span> out to another lender or brokered anywhere.\u00a0 We Underwrite, Close and Fund all in-house in our name!!<\/p>\n

This is a critical point of success with our loans. I am willing to bet if you have heard a story about a 203k loan going badly<\/a> or taking forever to close\u2026and those stories are out there\u2026.the reason will be either the loan officer was not experienced with 203k loans OR the lender was not a direct lender and brokered the 203k loans to another lender.<\/p>\n

Bottom line<\/strong> is we do not just offer FHA 203k loans, we are committed as a company to be one of the largest providers of FHA 203k loans <\/a>and we are proud to have reached our goal!\u00a0 Attaining the #3 spot<\/span> was not an easy thing to do it has taken dedication and commitment to a loan product that has not been widely known and let\u2019s be honest has not always gotten the best press.<\/p>\n

So what sets the top 203k lenders apart from the rest?<\/em><\/p>\n

We touched on it a bit and that was having a dedicated 203k renovation department<\/strong>. We at\u00a0HomeBridge do have just that – a dedicated 203k renovation department that approves the projects that our clients want to take on and reviews contractors documents to ensure the contractor is a good fit for the project. Beyond that the renovation department post-closing stays involved with the projects until completed. We facilitate the inspection\/draw process <\/a>to insure the projects are completed on time and stay on track and that the scope of work is complete to specification.<\/p>\n

NOT brokering<\/span> our loans out is key to our success, as previously\u00a0mentioned.\u00a0 So why is this such a big deal?<\/em><\/p>\n

We have control \u2026did I really just say that in today\u2019s mortgage world??\u00a0 Let me clarify, control in this scenario means underwriters are in-house and are dedicated to 203k loans and because of the amount of them we do they are very familiar with HUD requirements<\/a><\/strong>. From processing to underwriting and closing we have 203k experts in place to help facilitate a smooth and successful closing.<\/p>\n

Although the FHA 203k loan is great and one of my favorite products for many reasons it is not the only product we offer in the way of Renovation Loans<\/a>. We also offer the Fannie Mae HomeStyle <\/a>and HomePath Renovation Loans <\/a>and they are equally great products and may be a better fit for a particular client or project.<\/p>\n

Click here to download a quick reference sheet<\/strong><\/a><\/p>\n

As you can see above there are many different renovation products.\u00a0 Find the correct renovation loan is just like finding the correct home!\u00a0 Each one is different and unique.\u00a0 We strive to put you into the best loan to benefit your need and situation.\u00a0 I am available to help guide you on which one is right for you so call me today<\/a> and lets get started!<\/p>\n","protected":false},"excerpt":{"rendered":"

There are a lot of moving parts with a FHA 203k loan. So…how do you know what lender is the best to work with? In looking at the HUD endorsement report I have to admit I was surprised at how many lenders are approved to do the FHA 203k loans and what was more surprising was how few were actually done by the companies listed.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[62],"tags":[71,133],"class_list":["post-20863","post","type-post","status-publish","format-standard","hentry","category-mortgage-programs","tag-fha-203k","tag-fha-203k-lender"],"acf":[],"yoast_head":"\nChoosing Your FHA 203k Lender Is A Crucial First Step!<\/title>\n<meta name=\"description\" content=\"Picking the correct FHA 203k lender for your home loan in Texas is very important. 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