{"id":5106,"date":"2009-06-15T09:52:04","date_gmt":"2009-06-15T15:52:04","guid":{"rendered":"http:\/\/www.myfhamortgageblog.com\/?p=5106"},"modified":"2026-05-01T13:02:07","modified_gmt":"2026-05-01T13:02:07","slug":"usda-100-home-loans-texas","status":"publish","type":"post","link":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/","title":{"rendered":"USDA 100% Home Loans- Texas"},"content":{"rendered":"<p style=\"text-align: center;\" align=\"justify\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-21036\" title=\"USDA 100% financing in texas\" src=\"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-content\/uploads\/2013\/12\/iStock_000002052869_ExtraSmall.jpg\" alt=\"\" width=\"425\" height=\"282\" srcset=\"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-content\/uploads\/2013\/12\/iStock_000002052869_ExtraSmall.jpg 425w, https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-content\/uploads\/2013\/12\/iStock_000002052869_ExtraSmall-300x199.jpg 300w\" sizes=\"auto, (max-width: 425px) 100vw, 425px\" \/><\/p>\n<p align=\"justify\"><span style=\"font-size: small;\">Although it is not a new program,\u00a0the USDA Home loan in Texas\u00a0has been identified as one of the few remaining ways to obtain <strong>100%financing<\/strong>.<\/span><\/p>\n<p align=\"justify\"><span style=\"font-size: small;\">Here is where our many rural areas in Texas work to our advantage: for places and open country consisting of a population of less than 10,000, <a title=\"USDA Eligibility\" href=\"http:\/\/eligibility.sc.egov.usda.gov\/eligibility\/welcomeAction.do\" target=\"_blank\" rel=\"noopener\">USDA<\/a> may be an option for single family housing financing. This means that if you are looking to purchase or refinance in an area of 10,000 or less, you may be able to have less equity or much less in down payment than required through conventional or even <a title=\"FHA Texas\" href=\"http:\/\/leesasandoval.com\/fha_203k_overview.html\" target=\"_blank\" rel=\"noopener\">FHA home loans<\/a>.<\/span><\/p>\n<p align=\"justify\"><span style=\"font-size: small;\">Another good feature of the USDA loan is that, provided that there is sufficient appraised value, there is no limit to the amount of seller contribution for closing fees creating a possible scenario of literally <span style=\"color: #ff0000;\">no money needed from the home buyer at closing for down payment or closing fees<\/span>. There is also no limit to the amount of gift funds (from blood relatives) to the purchaser for any applicable financing costs or down payment for the loan. <\/span><\/p>\n<p align=\"justify\"><span style=\"font-size: small;\">Aside from the <span style=\"text-decoration: underline;\">zero down payment<\/span>, the best benefit is that there is <strong>no mortgage insurance<\/strong> to pay. This means that your loan is 90% guaranteed by USDA and you will not to pay additional money monthly to the lender for financing over 80% of the purchase price.<\/span><\/p>\n<p align=\"justify\"><span style=\"font-size: small;\">This program has very <a title=\"USDA Home Loan Details\" href=\"http:\/\/www.myfhamortgageblog.com\/2009\/06\/usda-home-loan-details-texas\/\" target=\"_blank\" rel=\"noopener\">competitive rates and fees<\/a> to assist the first time home buyer.<\/span><\/p>\n<p><span style=\"font-size: small;\">The <a title=\"USDA\" href=\"http:\/\/eligibility.sc.egov.usda.gov\/eligibility\/welcomeAction.do\" target=\"_blank\" rel=\"noopener\">USDA Rural Development Program<\/a> is a shining star for many Texas home buyers.\u00a0 To find out more information or to apply for this loan please call Leesa Sandoval at 972-725-9110 or visit <a title=\"Leesa Sandoval\" href=\"http:\/\/www.leesasandoval.com\" target=\"_blank\" rel=\"noopener\">www.leesasandoval.com<\/a>. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The USDA Rural Development Program is a shining star for many Texas home buyers. Although it is not a new program, it has been identified as one of the few remaining ways to obtain 100% home financing in Texas.<\/p>\n","protected":false},"author":2,"featured_media":27772,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[58],"tags":[82,83],"class_list":["post-5106","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage","tag-usda","tag-usda-renovation-lending"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>USDA 100% Home Loans - Texas<\/title>\n<meta name=\"description\" content=\"The USDA home loan has been identified as one of the few remaining ways to obtain 100% home financing in Texas.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"USDA 100% Home Loans - Texas\" \/>\n<meta property=\"og:description\" content=\"The USDA home loan has been identified as one of the few remaining ways to obtain 100% home financing in Texas.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/\" \/>\n<meta property=\"og:site_name\" content=\"203krehabnow\" \/>\n<meta property=\"article:published_time\" content=\"2009-06-15T15:52:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-01T13:02:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-content\/uploads\/2009\/01\/Blog-05.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"832\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Leesa Sandoval\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leesa Sandoval\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/\"},\"author\":{\"name\":\"Leesa Sandoval\",\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/#\\\/schema\\\/person\\\/077ba4d7228c4608636fa8a7169e57ed\"},\"headline\":\"USDA 100% Home Loans- Texas\",\"datePublished\":\"2009-06-15T15:52:04+00:00\",\"dateModified\":\"2026-05-01T13:02:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/\"},\"wordCount\":281,\"image\":{\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/wp-content\\\/uploads\\\/2009\\\/01\\\/Blog-05.webp\",\"keywords\":[\"USDA\",\"USDA renovation lending\"],\"articleSection\":[\"Mortgage\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/\",\"url\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/\",\"name\":\"USDA 100% Home Loans - Texas\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/wp-content\\\/uploads\\\/2009\\\/01\\\/Blog-05.webp\",\"datePublished\":\"2009-06-15T15:52:04+00:00\",\"dateModified\":\"2026-05-01T13:02:07+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/#\\\/schema\\\/person\\\/077ba4d7228c4608636fa8a7169e57ed\"},\"description\":\"The USDA home loan has been identified as one of the few remaining ways to obtain 100% home financing in Texas.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/#primaryimage\",\"url\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/wp-content\\\/uploads\\\/2009\\\/01\\\/Blog-05.webp\",\"contentUrl\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/wp-content\\\/uploads\\\/2009\\\/01\\\/Blog-05.webp\",\"width\":832,\"height\":500},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/usda-100-home-loans-texas\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"USDA 100% Home Loans- Texas\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/#website\",\"url\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/\",\"name\":\"203krehabnow\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/#\\\/schema\\\/person\\\/077ba4d7228c4608636fa8a7169e57ed\",\"name\":\"Leesa Sandoval\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a1f478e0fb8d6f79b87ef43e4a85326476dda64bb0f90ba61943a2f36286728e?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a1f478e0fb8d6f79b87ef43e4a85326476dda64bb0f90ba61943a2f36286728e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a1f478e0fb8d6f79b87ef43e4a85326476dda64bb0f90ba61943a2f36286728e?s=96&d=mm&r=g\",\"caption\":\"Leesa Sandoval\"},\"url\":\"https:\\\/\\\/dev203k.orbitwebx.com\\\/dev203k\\\/author\\\/leesasandoval\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"USDA 100% Home Loans - Texas","description":"The USDA home loan has been identified as one of the few remaining ways to obtain 100% home financing in Texas.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/","og_locale":"en_US","og_type":"article","og_title":"USDA 100% Home Loans - Texas","og_description":"The USDA home loan has been identified as one of the few remaining ways to obtain 100% home financing in Texas.","og_url":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/","og_site_name":"203krehabnow","article_published_time":"2009-06-15T15:52:04+00:00","article_modified_time":"2026-05-01T13:02:07+00:00","og_image":[{"width":832,"height":500,"url":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-content\/uploads\/2009\/01\/Blog-05.webp","type":"image\/webp"}],"author":"Leesa Sandoval","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Leesa Sandoval","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/#article","isPartOf":{"@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/"},"author":{"name":"Leesa Sandoval","@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/#\/schema\/person\/077ba4d7228c4608636fa8a7169e57ed"},"headline":"USDA 100% Home Loans- Texas","datePublished":"2009-06-15T15:52:04+00:00","dateModified":"2026-05-01T13:02:07+00:00","mainEntityOfPage":{"@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/"},"wordCount":281,"image":{"@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/#primaryimage"},"thumbnailUrl":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-content\/uploads\/2009\/01\/Blog-05.webp","keywords":["USDA","USDA renovation lending"],"articleSection":["Mortgage"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/","url":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/","name":"USDA 100% Home Loans - Texas","isPartOf":{"@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/#website"},"primaryImageOfPage":{"@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/#primaryimage"},"image":{"@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/#primaryimage"},"thumbnailUrl":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-content\/uploads\/2009\/01\/Blog-05.webp","datePublished":"2009-06-15T15:52:04+00:00","dateModified":"2026-05-01T13:02:07+00:00","author":{"@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/#\/schema\/person\/077ba4d7228c4608636fa8a7169e57ed"},"description":"The USDA home loan has been identified as one of the few remaining ways to obtain 100% home financing in Texas.","breadcrumb":{"@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/#primaryimage","url":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-content\/uploads\/2009\/01\/Blog-05.webp","contentUrl":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-content\/uploads\/2009\/01\/Blog-05.webp","width":832,"height":500},{"@type":"BreadcrumbList","@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-100-home-loans-texas\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/dev203k.orbitwebx.com\/dev203k\/"},{"@type":"ListItem","position":2,"name":"USDA 100% Home Loans- Texas"}]},{"@type":"WebSite","@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/#website","url":"https:\/\/dev203k.orbitwebx.com\/dev203k\/","name":"203krehabnow","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/dev203k.orbitwebx.com\/dev203k\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/dev203k.orbitwebx.com\/dev203k\/#\/schema\/person\/077ba4d7228c4608636fa8a7169e57ed","name":"Leesa Sandoval","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/a1f478e0fb8d6f79b87ef43e4a85326476dda64bb0f90ba61943a2f36286728e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a1f478e0fb8d6f79b87ef43e4a85326476dda64bb0f90ba61943a2f36286728e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a1f478e0fb8d6f79b87ef43e4a85326476dda64bb0f90ba61943a2f36286728e?s=96&d=mm&r=g","caption":"Leesa Sandoval"},"url":"https:\/\/dev203k.orbitwebx.com\/dev203k\/author\/leesasandoval\/"}]}},"_links":{"self":[{"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/posts\/5106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/comments?post=5106"}],"version-history":[{"count":1,"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/posts\/5106\/revisions"}],"predecessor-version":[{"id":27780,"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/posts\/5106\/revisions\/27780"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/media\/27772"}],"wp:attachment":[{"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/media?parent=5106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/categories?post=5106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dev203k.orbitwebx.com\/dev203k\/wp-json\/wp\/v2\/tags?post=5106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}