{"id":9673,"date":"2009-12-09T08:41:49","date_gmt":"2009-12-09T14:41:49","guid":{"rendered":"http:\/\/www.myfhamortgageblog.com\/?p=9673"},"modified":"2009-12-09T08:41:49","modified_gmt":"2009-12-09T14:41:49","slug":"usda-changes-make-rural-homes-more-accessible-texas","status":"publish","type":"post","link":"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-changes-make-rural-homes-more-accessible-texas\/","title":{"rendered":"USDA Changes Make “Rural” Homes More Accessible – Texas"},"content":{"rendered":"

\"\"<\/p>\n

Zero-down home loan programs in Texas are few and far between these days, but one that remains available might be of interest to you \u2013 especially given some changes that make it more accessible.<\/p>\n

USDA Guaranteed Rural Development<\/a> loans offer 100% financing with no monthly Private Mortgage Insurance. While there are some geographic limitations for this program, if you are interested in eligible properties, you should take notice.<\/p>\n

Income restrictions for this program are based on the number of people living in your household, however these limits were loosened beginning April 20, 2009, which means more people may now qualify and be able to afford higher value homes under this program.<\/p>\n

Previously, the income limits were based on the exact number of people living in the home. For example, the limit for two people was different from the limit for one person; the limit for three people was different from the limit for two people, etc.<\/p>\n

As of April 20, the household income limitations are grouped into two categories: 1-4 Person Households and 5-8 Person Households. This is great news!<\/p>\n

Now just because you see the word “rural” in the program name, it doesn’t mean we’re talking farmland here. No, you don’t have to raise cattle or chickens to qualify. Rural generally is defined as areas that are not densely populated and have fewer neighborhoods \u2013 but you might be surprised at how many neighborhoods qualify. To check eligibility on a property you may be interested in, email me or visit the following web site.<\/p>\n

Is this property eligible for USDA Guaranteed Rural Housing financing?<\/a><\/p>\n

I am very excited about what this can represent to you. More buyers will have the ability to buy a home without a down payment and that could be you. Also, when it comes to USDA Rural Housing loans, the seller can pay closing costs up to 6%. When you combine these benefits with the available tax credit of up to $8,000 for eligible first time home buyers, buying that “house in the country” \u2013 or even the suburbs \u2013 is suddenly a lot easier.<\/p>\n

To learn more about how this program, give us a call. This is a great opportunity and I hope you can take advantage of it.<\/p>\n

Contact me<\/a> for more details<\/strong><\/p>\n

972-725-9110<\/p>\n

\n","protected":false},"excerpt":{"rendered":"

Zero-down home loan programs in Texas are few and far between these days, but one that remains available might be of interest to you \u2013 especially given some changes that make it more accessible.<\/p>\n

USDA Guaranteed Rural Development loans offer 100% financing with no monthly Private Mortgage Insurance. While there are some geographic limitations for this program, if you are interested in eligible properties, you should take notice.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[58],"tags":[82],"class_list":["post-9673","post","type-post","status-publish","format-standard","hentry","category-mortgage","tag-usda"],"acf":[],"yoast_head":"\nUSDA Changes Make "Rural" Homes More Accessible - Texas<\/title>\n<meta name=\"description\" content=\"USDA Guaranteed Rural Development loans offer 100% financing with no monthly Private Mortgage Insurance in Texas\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev203k.orbitwebx.com\/dev203k\/usda-changes-make-rural-homes-more-accessible-texas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"USDA Changes Make "Rural" Homes More Accessible - 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