/* Shared legal and policy page styles: Privacy, Terms, Accessibility, Licensing. */

/* privacy-policy.css */
.privacy-page{background:#fff}.privacy-hero{min-height:525px;display:flex;position:relative;align-items:center;overflow:hidden;padding:145px 0 85px;background:linear-gradient(112deg,rgba(3,33,33,.98),rgba(6,50,50,.9)),radial-gradient(circle at 80% 20%,#356d6d,#063232);color:#fff}.privacy-hero:before,.privacy-hero:after{position:absolute;border-radius:50%;content:""}.privacy-hero:before{width:480px;height:480px;right:-155px;bottom:-280px;border:65px solid rgba(251,177,47,.1)}.privacy-hero:after{width:250px;height:250px;right:230px;top:-145px;border:1px solid rgba(216,239,182,.24)}.privacy-hero-content{max-width:900px;position:relative;z-index:1;padding-left:30px;border-left:5px solid #fbb12f}.privacy-breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:10px;margin-bottom:24px;color:rgba(255,255,255,.65);font-size:.9rem}.privacy-breadcrumb a{color:#fff;font-weight:800}.privacy-kicker{margin:0 0 15px;color:#ffc456;font-size:.78rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.privacy-hero h1{margin:0 0 19px;color:#fff;font-size:clamp(3.4rem,6vw,5.3rem);font-weight:700;line-height:1.02;letter-spacing:-.04em}.privacy-hero-content>p:not(.privacy-kicker){max-width:680px;margin-bottom:26px;color:rgba(255,255,255,.8);font-size:1.08rem;line-height:1.75}.privacy-hero-badge{width:max-content;display:flex;align-items:center;gap:13px;padding:11px 17px;border:1px solid rgba(255,255,255,.15);border-radius:13px;background:rgba(255,255,255,.07);backdrop-filter:blur(8px)}.privacy-hero-badge>i{width:40px;height:40px;display:grid;place-items:center;border-radius:10px;background:#fbb12f;color:#063232}.privacy-hero-badge strong,.privacy-hero-badge span{display:block}.privacy-hero-badge strong{color:#fff;font-size:.82rem}.privacy-hero-badge span{color:rgba(255,255,255,.68);font-size:.7rem}.privacy-content-section{padding:105px 0 120px;background:linear-gradient(180deg,#fff 0,#f6f9f9 55%,#fff 100%)}.privacy-intro{display:flex;align-items:end;justify-content:space-between;gap:50px;margin-bottom:48px;padding-bottom:34px;border-bottom:1px solid #dceaea}.privacy-intro h2,.privacy-intro p{margin-bottom:0}.privacy-intro>p{max-width:480px}.privacy-policy-list{display:grid;gap:22px}.privacy-policy-card{display:grid;grid-template-columns:340px minmax(0,1fr);overflow:hidden;border:1px solid rgba(6,50,50,.1);border-radius:20px;background:#fff;box-shadow:0 14px 38px rgba(3,33,33,.07);transition:transform .25s ease,box-shadow .25s ease}.privacy-policy-card:hover{transform:translateY(-3px);box-shadow:0 20px 46px rgba(3,33,33,.11)}.privacy-card-heading{display:grid;grid-template-columns:50px 55px;align-content:center;gap:16px;padding:35px;background:#063232}.privacy-card-number{color:#ffc456;font-size:.72rem;font-weight:900;letter-spacing:.08em}.privacy-card-icon{width:55px;height:55px;display:grid;place-items:center;border-radius:14px;background:#d8efb6;color:#063232;font-size:1.2rem}.privacy-card-heading h2{grid-column:1/-1;margin:3px 0 0;color:#fff;font-size:1.55rem;font-weight:800;line-height:1.25}.privacy-card-copy{display:flex;align-items:center;padding:38px 42px}.privacy-card-copy p{margin:0;color:#527477;font-size:1.02rem;line-height:1.85}.privacy-policy-card-featured{border-color:rgba(251,177,47,.4)}.privacy-policy-card-featured .privacy-card-heading{background:linear-gradient(145deg,#063232,#115050)}.privacy-policy-card-featured .privacy-card-icon{background:#fbb12f}.privacy-official{display:grid;grid-template-columns:62px minmax(0,1fr) auto;align-items:center;gap:25px;margin-top:55px;padding:38px 42px;border-radius:22px;background:#063232;color:#d8efb6;box-shadow:0 20px 46px rgba(3,33,33,.15)}.privacy-official-icon{width:62px;height:62px;display:grid;place-items:center;border-radius:16px;background:#d8efb6;color:#063232;font-size:1.25rem}.privacy-official h2{margin:4px 0 9px;color:#fff;font-size:1.65rem;font-weight:800}.privacy-official p{max-width:700px;margin-bottom:0;font-size:.93rem;line-height:1.65}.privacy-official .btn{flex:none}@media(max-width:991px){.privacy-policy-card{grid-template-columns:280px minmax(0,1fr)}.privacy-official{grid-template-columns:62px 1fr}.privacy-official .btn{grid-column:2;width:max-content}}@media(max-width:767px){.privacy-hero{min-height:430px;padding:125px 0 70px}.privacy-hero-content{padding-left:20px}.privacy-hero h1{font-size:2.8rem}.privacy-content-section{padding:72px 0 82px}.privacy-intro{align-items:flex-start;flex-direction:column;gap:20px;margin-bottom:35px}.privacy-policy-card{grid-template-columns:1fr}.privacy-card-heading{grid-template-columns:42px 48px;padding:25px}.privacy-card-icon{width:48px;height:48px}.privacy-card-heading h2{font-size:1.35rem}.privacy-card-copy{padding:25px}.privacy-card-copy p{font-size:.97rem}.privacy-official{grid-template-columns:1fr;gap:18px;padding:30px 24px}.privacy-official .btn{grid-column:auto;width:100%;justify-content:center}.privacy-official h2{font-size:1.4rem}}@media(max-width:420px){.privacy-hero-badge{width:100%}}@media(prefers-reduced-motion:reduce){.privacy-policy-card{transition:none}}

/* Minimal document presentation. */
.privacy-hero{min-height:370px;padding:130px 0 65px;background:linear-gradient(112deg,rgba(3,33,33,.97),rgba(6,50,50,.9)),radial-gradient(circle at 80% 20%,#356d6d,#063232)}.privacy-hero-content{max-width:780px}.privacy-hero h1{font-size:clamp(3rem,5vw,4.5rem)}.privacy-hero-content>p{margin-bottom:0}.privacy-content-section{padding:82px 0 100px;background:linear-gradient(135deg,#f2f7f6 0,#fff 48%,#f8fbf3 100%)}.privacy-note{max-width:940px;overflow:hidden;margin:auto;border:1px solid rgba(6,50,50,.1);border-radius:18px;background:#fff;box-shadow:0 20px 55px rgba(3,33,33,.09)}.privacy-note-header{padding:34px 48px;border-bottom:1px solid #dceaea;background:#fafcfc}.privacy-note-header p{margin:0 0 5px;color:#d98800;font-size:.7rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.privacy-note-header h2{margin:0;color:#063232;font-size:2rem;font-weight:800}.privacy-note-content{padding:45px 48px}.privacy-note-content p{margin:0;color:#527477;font-size:1.04rem;line-height:1.9}.privacy-note-content p+p{margin-top:30px;padding-top:30px;border-top:1px solid #e4eded}.privacy-note-content strong{color:#063232;font-weight:900}.privacy-note-footer{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:28px 48px;border-top:1px solid #dceaea;background:#f6faf9}.privacy-note-footer p{max-width:520px;margin:0;color:#607c7f;font-size:.9rem;line-height:1.65}.privacy-note-footer .btn{flex:none}@media(max-width:767px){.privacy-hero{min-height:330px;padding:115px 0 55px}.privacy-content-section{padding:55px 0 70px}.privacy-note-header,.privacy-note-content{padding:27px 24px}.privacy-note-header h2{font-size:1.65rem}.privacy-note-content p{font-size:.98rem;line-height:1.8}.privacy-note-content p+p{margin-top:24px;padding-top:24px}.privacy-note-footer{align-items:flex-start;flex-direction:column;padding:25px 24px}.privacy-note-footer .btn{width:100%;justify-content:center}}

/* Standard theme page-title and breadcrumb banner. */
.privacy-hero{min-height:430px;padding:140px 0 80px;background:linear-gradient(112deg,rgba(3,33,33,.97),rgba(6,50,50,.87)),url("https://dev.orbitwebx.com/wp-content/uploads/2026/04/FHA-Mortgage-Loans-in-Dallas-TX-for-Affordable-Home-Financing.webp") center/cover}.privacy-hero-content{max-width:900px;padding-left:0;border-left:0}.privacy-kicker{display:inline-flex;align-items:center;gap:11px}.privacy-kicker:before{width:30px;height:2px;background:#fbb12f;content:""}.privacy-hero h1{margin:0 0 23px;font-size:clamp(3rem,6vw,5rem);line-height:1.04;letter-spacing:-.035em}.privacy-breadcrumb{margin:0;color:rgba(255,255,255,.7);font-size:.92rem}.privacy-breadcrumb a{font-weight:700}.privacy-breadcrumb a:hover{color:#ffc456}@media(max-width:767px){.privacy-hero{min-height:340px;padding:120px 0 62px}.privacy-hero h1{font-size:2.7rem}}@media(max-width:420px){.privacy-hero h1{font-size:2.35rem}}


/* terms-of-use.css */
.terms-page{background:#fff}.terms-hero{min-height:430px;display:flex;position:relative;align-items:center;overflow:hidden;padding:140px 0 80px;background:linear-gradient(112deg,rgba(3,33,33,.97),rgba(6,50,50,.87)),url("https://dev.orbitwebx.com/wp-content/uploads/2026/04/FHA-Mortgage-Loans-in-Dallas-TX-for-Affordable-Home-Financing.webp") center/cover;color:#fff}.terms-hero:before,.terms-hero:after{position:absolute;border-radius:50%;content:""}.terms-hero:before{width:430px;height:430px;right:-110px;bottom:-245px;border:1px solid rgba(216,239,182,.2)}.terms-hero:after{width:270px;height:270px;right:120px;bottom:-155px;border:52px solid rgba(251,177,47,.1)}.terms-hero-content{max-width:900px;position:relative;z-index:1}.terms-kicker{display:inline-flex;align-items:center;gap:11px;margin:0 0 15px;color:#ffc456;font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.terms-kicker:before{width:30px;height:2px;background:#fbb12f;content:""}.terms-hero h1{margin:0 0 23px;color:#fff;font-size:clamp(3rem,6vw,5rem);font-weight:700;line-height:1.04;letter-spacing:-.035em}.terms-breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:10px;color:rgba(255,255,255,.7);font-size:.92rem}.terms-breadcrumb a{color:#fff;font-weight:700}.terms-breadcrumb a:hover{color:#ffc456}.terms-content-section{padding:82px 0 100px;background:linear-gradient(135deg,#f2f7f6 0,#fff 48%,#f8fbf3 100%)}.terms-note{max-width:980px;overflow:hidden;margin:auto;border:1px solid rgba(6,50,50,.1);border-radius:18px;background:#fff;box-shadow:0 20px 55px rgba(3,33,33,.09)}.terms-note-header{padding:34px 48px;border-bottom:1px solid #dceaea;background:#fafcfc}.terms-note-header p{margin:0 0 5px;color:#d98800;font-size:.7rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.terms-note-header h2{margin:0;color:#063232;font-size:2rem;font-weight:800;line-height:1.3}.terms-note-content{padding:45px 48px;color:#527477}.terms-note-content>p{margin:0;font-size:1.02rem;line-height:1.88}.terms-note-content>p+*{margin-top:24px}.terms-note-content h2{position:relative;margin:42px 0 16px;padding:18px 20px 18px 24px;border-left:4px solid #fbb12f;border-radius:0 10px 10px 0;background:#f3f8f7;color:#063232;font-size:1.18rem;font-weight:900;line-height:1.4;letter-spacing:.02em}.terms-note-content h2:first-child{margin-top:0}.terms-note-content h2+p{margin-top:0}.terms-note-content a{color:#d98800;font-weight:800;text-decoration:underline;text-underline-offset:3px}.terms-note-footer{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:28px 48px;border-top:1px solid #dceaea;background:#f6faf9}.terms-note-footer p{max-width:540px;margin:0;color:#607c7f;font-size:.9rem;line-height:1.65}.terms-note-footer .btn{flex:none}@media(max-width:767px){.terms-hero{min-height:340px;padding:120px 0 62px}.terms-hero h1{font-size:2.7rem}.terms-content-section{padding:55px 0 70px}.terms-note-header,.terms-note-content{padding:27px 24px}.terms-note-header h2{font-size:1.55rem}.terms-note-content>p{font-size:.97rem;line-height:1.8}.terms-note-content h2{margin-top:32px;padding:15px 15px 15px 18px;font-size:1.05rem}.terms-note-footer{align-items:flex-start;flex-direction:column;padding:25px 24px}.terms-note-footer .btn{width:100%;justify-content:center}}@media(max-width:420px){.terms-hero h1{font-size:2.35rem}}


/* web-accessibility.css */
.accessibility-page{background:#fff}.accessibility-hero{min-height:430px;display:flex;position:relative;align-items:center;overflow:hidden;padding:140px 0 80px;background:linear-gradient(112deg,rgba(3,33,33,.97),rgba(6,50,50,.87)),url("https://dev.orbitwebx.com/wp-content/uploads/2026/04/FHA-Mortgage-Loans-in-Dallas-TX-for-Affordable-Home-Financing.webp") center/cover;color:#fff}.accessibility-hero:before,.accessibility-hero:after{position:absolute;border-radius:50%;content:""}.accessibility-hero:before{width:430px;height:430px;right:-110px;bottom:-245px;border:1px solid rgba(216,239,182,.2)}.accessibility-hero:after{width:270px;height:270px;right:120px;bottom:-155px;border:52px solid rgba(251,177,47,.1)}.accessibility-hero-content{max-width:900px;position:relative;z-index:1}.accessibility-kicker{display:inline-flex;align-items:center;gap:11px;margin:0 0 15px;color:#ffc456;font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.accessibility-kicker:before{width:30px;height:2px;background:#fbb12f;content:""}.accessibility-hero h1{margin:0 0 23px;color:#fff;font-size:clamp(3rem,6vw,5rem);font-weight:700;line-height:1.04;letter-spacing:-.035em}.accessibility-breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:10px;color:rgba(255,255,255,.7);font-size:.92rem}.accessibility-breadcrumb a{color:#fff;font-weight:700}.accessibility-breadcrumb a:hover{color:#ffc456}.accessibility-content-section{padding:82px 0 100px;background:linear-gradient(135deg,#f2f7f6 0,#fff 48%,#f8fbf3 100%)}.accessibility-note{max-width:940px;overflow:hidden;margin:auto;border:1px solid rgba(6,50,50,.1);border-radius:18px;background:#fff;box-shadow:0 20px 55px rgba(3,33,33,.09)}.accessibility-note-header{padding:34px 48px;border-bottom:1px solid #dceaea;background:#fafcfc}.accessibility-note-header p{margin:0 0 5px;color:#d98800;font-size:.7rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.accessibility-note-header h2{margin:0;color:#063232;font-size:2rem;font-weight:800;line-height:1.3}.accessibility-note-content{padding:45px 48px}.accessibility-note-content p{margin:0;color:#527477;font-size:1.04rem;line-height:1.95}.accessibility-note-content a{color:#b66f00;font-weight:900;text-decoration:underline;text-underline-offset:3px}.accessibility-note-content a:focus-visible,.accessibility-note-footer a:focus-visible,.accessibility-breadcrumb a:focus-visible{outline:3px solid #fbb12f;outline-offset:4px}.accessibility-note-footer{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:28px 48px;border-top:1px solid #dceaea;background:#f6faf9}.accessibility-note-footer p{max-width:500px;margin:0;color:#607c7f;font-size:.9rem;line-height:1.65}.accessibility-note-footer .btn{flex:none}@media(max-width:767px){.accessibility-hero{min-height:340px;padding:120px 0 62px}.accessibility-hero h1{font-size:2.7rem}.accessibility-content-section{padding:55px 0 70px}.accessibility-note-header,.accessibility-note-content{padding:27px 24px}.accessibility-note-header h2{font-size:1.6rem}.accessibility-note-content p{font-size:.98rem;line-height:1.85}.accessibility-note-footer{align-items:flex-start;flex-direction:column;padding:25px 24px}.accessibility-note-footer .btn{width:100%;justify-content:center}}@media(max-width:420px){.accessibility-hero h1{font-size:2.3rem}}


/* licensing.css */
.licensing-page{background:#fff}.licensing-hero{min-height:430px;display:flex;position:relative;align-items:center;overflow:hidden;padding:140px 0 80px;background:linear-gradient(112deg,rgba(3,33,33,.97),rgba(6,50,50,.87)),url("https://dev.orbitwebx.com/wp-content/uploads/2026/04/FHA-Mortgage-Loans-in-Dallas-TX-for-Affordable-Home-Financing.webp") center/cover;color:#fff}.licensing-hero:before,.licensing-hero:after{position:absolute;border-radius:50%;content:""}.licensing-hero:before{width:430px;height:430px;right:-110px;bottom:-245px;border:1px solid rgba(216,239,182,.2)}.licensing-hero:after{width:270px;height:270px;right:120px;bottom:-155px;border:52px solid rgba(251,177,47,.1)}.licensing-hero-content{max-width:900px;position:relative;z-index:1}.licensing-kicker{display:inline-flex;align-items:center;gap:11px;margin:0 0 15px;color:#ffc456;font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.licensing-kicker:before{width:30px;height:2px;background:#fbb12f;content:""}.licensing-hero h1{margin:0 0 23px;color:#fff;font-size:clamp(3rem,6vw,5rem);font-weight:700;line-height:1.04;letter-spacing:-.035em}.licensing-breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:10px;color:rgba(255,255,255,.7);font-size:.92rem}.licensing-breadcrumb a{color:#fff;font-weight:700}.licensing-breadcrumb a:hover{color:#ffc456}.licensing-content-section{padding:82px 0 100px;background:linear-gradient(135deg,#f2f7f6 0,#fff 48%,#f8fbf3 100%)}.licensing-note{max-width:1080px;overflow:hidden;margin:auto;border:1px solid rgba(6,50,50,.1);border-radius:18px;background:#fff;box-shadow:0 20px 55px rgba(3,33,33,.09)}.licensing-note-header{padding:34px 48px;border-bottom:1px solid #dceaea;background:#fafcfc}.licensing-note-header p{margin:0 0 5px;color:#d98800;font-size:.7rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.licensing-note-header h2{margin:0;color:#063232;font-size:2rem;font-weight:800}.licensing-note-content{padding:45px 48px;color:#527477}.licensing-note-content>p{margin:0;font-size:.98rem;line-height:1.75}.licensing-note-content>p+*{margin-top:14px}.licensing-note-content h2{margin:34px 0 13px;padding:14px 18px;border-left:4px solid #fbb12f;border-radius:0 9px 9px 0;background:#f3f8f7;color:#063232;font-size:1.08rem;font-weight:900;letter-spacing:.035em}.licensing-note-content h2:first-child{margin-top:0}.licensing-note-content h2+p,.licensing-note-content h2+ul{margin-top:0}.licensing-note-content ul{display:grid;gap:7px;margin:0;padding:0;list-style:none}.licensing-note-content li{position:relative;padding:8px 12px 8px 28px;border-radius:7px;background:#f8fbfb;color:#527477;font-size:.94rem;line-height:1.55}.licensing-note-content li:before{width:7px;height:7px;position:absolute;top:15px;left:11px;border:2px solid #fbb12f;border-radius:50%;content:""}.licensing-note-content a{color:#b66f00;font-weight:800;text-decoration:underline;text-underline-offset:3px}.licensing-note-content blockquote{margin:25px 0;padding:22px 25px;border-left:5px solid #fbb12f;border-radius:0 12px 12px 0;background:#fff8eb;color:#664b1c;font-size:.94rem;font-weight:700;line-height:1.7}.licensing-note-footer{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:28px 48px;border-top:1px solid #dceaea;background:#f6faf9}.licensing-note-footer p{max-width:550px;margin:0;color:#607c7f;font-size:.9rem;line-height:1.65}.licensing-note-footer .btn{flex:none}@media(max-width:767px){.licensing-hero{min-height:340px;padding:120px 0 62px}.licensing-hero h1{font-size:2.7rem}.licensing-content-section{padding:55px 0 70px}.licensing-note-header,.licensing-note-content{padding:27px 22px}.licensing-note-header h2{font-size:1.55rem}.licensing-note-content h2{margin-top:27px;font-size:1rem}.licensing-note-content>p,.licensing-note-content li{font-size:.92rem}.licensing-note-footer{align-items:flex-start;flex-direction:column;padding:25px 22px}.licensing-note-footer .btn{width:100%;justify-content:center}}@media(max-width:420px){.licensing-hero h1{font-size:2.35rem}}